Basic current accounts available from Cashplus

If you’re looking for an easy way to manage your money without the fancy frills, then a basic current account from Cashplus is your best bet. With simplicity at its core and with no hidden agendas, you won’t find a better current account for doing exactly what it says on the tin.

The basic current account from Cashplus comes paired with a Debit card. You can add money to your account and make payments through it or with your prepaid card, just as you would with a high street bank account and debit card.

How does the Cashplus current account work?

As soon as you sign up to Cashplus you’ll be issued (subject to verification) your very own account number and sort code, with which you can begin to make use or your basic current account straight away. Your debit Mastercard® will arrive in the post a few days later.

  • Load money into your basic current accountWhether that’s your entire income or a percentage of it – it’s completely up to you!
  • Set up Direct Debits or standing ordersMake regular payments from your new basic current account, or set up instalments into your current to keep your balance topped up.
  • Make everyday payments with your debit Mastercard®Spend as you would with a debit card, using the money you’ve loaded into your basic current account.
  • Top up funds as and when you need to – You can choose how much money you load into your account, and can keep an eye on your balance online or with our mobile app.

It couldn’t be easier to keep track of your spending, than with a basic current account from Cashplus! Better yet, it takes just 3 minutes to apply and to be approved!

Why choose the Cashplus account over any other basic bank account?

Looking to improve your money management?

Our current account is perfect for those looking to manage their money more effectively. By only adding what you want to spend into the account, there’s no way of you going over your budget or falling into an unauthorised overdraft.

Limited or poor credit history?

The Cashplus account could help you to improve your credit score, thanks to the CreditBuilder facility. Simply use your account and prepaid card like you would with any other basic bank account, and see your credit score grow over time.

No credit checks & easy approval

As long as you are 18 years or over and a UK resident with valid ID, you’re guaranteed* to be accepted and given a current account from Cashplus. Unlike many basic bank accounts from other providers, we won’t hold your credit history or current financial situation against you.

Interest-free overdraft when you need it

When you’re a little strapped for cash, you don’t want penalties or charges hanging over your head simply for using your overdraft. That’s why we provide iDraft as part of our basic current account offering. iDraft is an arranged overdraft facility where you can borrow up to £250 for only 75p per day (max £10 per month).

Find out more about the amazing benefits we offer and how you can make the most out of your new basic current account.



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Cashplus Deluxe Account

per month
  • Instant Account number & Sort Code
  • Manage account via mobile App
  • FREE UK ATM Withdrawals + Access to Creditbuilder

Cashplus Business Account

  • No Credit Checks!
  • Instant Account Number & Sort Code
  • Free to pay in Bank transfers & Wages

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Basic Current Account & Basic Bank Account Alternative

Updated on 2020-11-24T16:20:24+01:00, by Tom Howell.