Basic current accounts available from Cashplus
If you’re looking for an easy way to manage your money without the fancy frills, then a basic current account from Cashplus is your best bet. With simplicity at its core and with no hidden agendas, you won’t find a better current account for doing exactly what it says on the tin.
The basic current account from Cashplus comes paired with a Debit card. You can add money to your account and make payments through it or with your prepaid card, just as you would with a high street bank account and debit card.
How does the Cashplus current account work?
As soon as you sign up to Cashplus you’ll be issued (subject to verification) your very own account number and sort code, with which you can begin to make use or your basic current account straight away. Your debit Mastercard® will arrive in the post a few days later.
It couldn’t be easier to keep track of your spending, than with a basic current account from Cashplus! Better yet, it takes just 3 minutes to apply and to be approved!
Why choose the Cashplus account over any other basic bank account?
Looking to improve your money management?
Our current account is perfect for those looking to manage their money more effectively. By only adding what you want to spend into the account, there’s no way of you going over your budget or falling into an unauthorised overdraft.
Limited or poor credit history?
The Cashplus account could help you to improve your credit score, thanks to the CreditBuilder facility. Simply use your account and prepaid card like you would with any other basic bank account, and see your credit score grow over time.
No credit checks & easy approval
As long as you are 18 years or over and a UK resident with valid ID, you’re guaranteed* to be accepted and given a current account from Cashplus. Unlike many basic bank accounts from other providers, we won’t hold your credit history or current financial situation against you.
Interest-free overdraft when you need it
When you’re a little strapped for cash, you don’t want penalties or charges hanging over your head simply for using your overdraft. That’s why we provide iDraft as part of our basic current account offering. iDraft is an arranged overdraft facility where you can borrow up to £250 for only 75p per day (max £10 per month).
Find out more about the amazing benefits we offer and how you can make the most out of your new basic current account.
Related Money Advice Guides
Looking for an instant online bank account?
The process of applying for a high street basic bank account can often be lengthy and somewhat confusing. This guide will explain how to get a basic current account, quickly.
How do I switch my bank account over to a current account with debit card?
If you’re thinking about switching bank accounts, read all about the Cashplus current account and how easy it is to switch your current account.
Manage spending with an alternative to a high street bank account
Find out how to take control of your finances with an alternative way of banking.
Take your time to find the best bank account for you
Is it time for you to open a new bank account? Our guide explains how to take your time to find the best option for you.
Cashplus Deluxe Account
per month
- Instant Account number & Sort Code
- Manage account via mobile App
- FREE UK ATM Withdrawals + Access to Creditbuilder
Cashplus Business Account
annually
- No Credit Checks!
- Instant Account Number & Sort Code
- Free to pay in Bank transfers & Wages
