Prepaid cards – Can they help students budget?

University life is the perfect time to really take control of your finances and learn how to manage your money efficiently. The first step to doing this is to find yourself the best current account for students.

Why choose icount for your student current account?

With the icount current account and prepaid Mastercard®, you will have a safe place to store the money that you will need during your time at university, all whilst having the added security that you can’t go overboard with your spending.

Not only that, it’s also a fantastic alternative to a high street student bank account, so if you’ve had trouble finding the right account for you elsewhere, you might have more luck with us!

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Why is icount useful for students?

  • A prepaid card is safer than cash when in shared accommodation
  • If you’re splitting utility bills with housemates, icount offers a place to set that money aside
  • You’ll have access to real-time transaction information, whether you’re  in front of a computer or on the go – use the Cashplus app (Cashplus service the account)
  • Benefit from FREE purchase protection when you pay using the icount prepaid card
  • We offer a variety of ways for you to top up your card, including real-time loading at any UK Post Office branch so your money is available straight away
  • You won’t have to worry about getting into debt or your application being rejected
  • You can have your money automatically paid in, whether it be from work, friends and family or your student loan installment
  • You could improve your credit rating via Creditbuilder™ at no extra cost
  • Instant access to bespoke offers and discounts

On the lookout for a student credit card?

Our prepaid MasterCard provides a safer and stress-free alternative to using a student credit card. Simply set yourself a spending budget (just like you would have with a credit card limit) and use your icount card as your would a regular credit card.

If you were considering a credit card to help improve your credit score, not to worry. With icount’s free to use Creditbuilder tool, you can enjoy your spending knowing that you could also be improving your financial situation as you go.

What’s more is that you’ll never get into debt using our card and you are 100% guaranteed* to be accepted, as long as you are 18 and a UK resident.

Begin improving your finances with a student current account from us

As a university student you now have a brand new responsibility of being completely in control of your finances away from home. It can be tempting to splurge and splash the cash, but taking charge of your finances now will offer you huge financial benefits in the long run.

The first step to financial security is to choose the right student current account for you, so be sure to consider icount’s offering before making a decision on who to trust your money with.

Whether for personal budgeting or household money sharing. Keep on track with icount.

Pay for your essential and everyday bills with icount whether online, in store or over the phone.

If you’re looking to apply for Universal Credit or just want to learn more about it, take a look at our guide to Universal Credit, explained simply and easily.

If you have an IVA or you’re considering applying for one, take a look at our guide to see how it will impact your credit file and financial health.

Is it time for you to open a new bank account? Our guide explains how to take your time to find the best option for you.

Get Your Card

Get Your Card

Start enjoying your new card within 3-5 working days.

The first step to managing your money effectively in retirement is to work out exactly how much income you’ll be receiving each month from your pension. Read on to find out how to calculate what your income will be.

Safeguarding you against the unexpected, all accounts come with FREE purchase protection.

If you’re looking for mortgage arrears help, look no further. We've provided our expert advice on how to deal with mortgage arrears in this money guide.

Make the most of your family finances by using prepaid cards for children. Learn how to teach kids how to budget with the help of a prepaid card.

If you’ve been refused a bank account, not to worry! Read our latest money guide to find out why a prepaid card is the best alternative to a bank account.

Add the award winning Creditbuilder facility to your Pay Monthly account - 0% APR Representative.

Recently arrived to the UK and unable to open a bank account? Try icount as an alternative.

Finding the perfect bank account isn’t easy, our guide could help you decide what kind of bank account is right for you.

icount is a great alternative to a mainstream bank account and you are guaranteed to be accepted.*

You can download your transactions and submit for your work expenses...and apply for a business account.

Complete the Application Form

Complete the Application Form

Complete the quick application form to get your icount prepaid Mastercard®. Once we verify your name and address the card is yours!

Students benefit considerably by utilising icount, paving the way for healthy money management.

Get cashback & exclusive rewards when you shop online with icount.

If you’re looking to get your finances back on track and cut costs, this guide will show you how to save money with the help of an icount current account with prepaid card!

If you’re trying to improve your credit score, take a look at our guide to help you understand what a credit score is and how you could boost your score.

Struggling to open a bank account due to debt problems? We can help.

If you’re thinking about switching bank accounts, read all about the icount current account with prepaid card and how easy it is to switch your current account.


If you’re unsure of the difference between prepaid cards vs credit cards and debit cards, read our guide to learn more about these financial products.

Running short on funds? Apply for an iDraft of up to £250 to prevent bills mounting up

The process of applying for a high street bank account can often be lengthy and somewhat confusing, this guide will explain how to get a bank account, instantly.

Whether you’re going on a gap year, a work trip or the trip of a lifetime, a prepaid card is perfect for managing your money whilst abroad.

Shop online or in store wherever you see the MasterCard Acceptance Mark for those everyday purchases.

Hit Apply Now

Hit Apply Now

Hit the 'Apply Now' button to be taken to the application form.

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Discover icount and the perfect student current account

Updated on 2017-10-17T13:29:51+01:00, by Alex Moss.