It is rare nowadays to imagine a world without a bank debit or credit card. You rely on having a payment mechanism whether it be for shopping online, in store or over the phone.

A Cashplus current account is a great alternative and works very much like a traditional bank account, giving you the functionality to make these vital purchases.

You’re 100% guaranteed to be accepted* (no credit checks are done, but your identification must be verified) and can benefit from loading your salary/benefits as well as cash at 13,000 locations across the UK.

By having your own account number and sort code (which is generated straight away) you can set up standing orders and receive as well as make payments in addition to direct debits. Why wait? You are more or less approved for our account!

Being prepaid, you can only spend what is in your account with no worries of becoming overdrawn. Accepted worldwide wherever you see the MasterCard Acceptance Mark, Cashplus gives you financial inclusion.

Those that select our Pay Monthly tariff can also add Creditbuilder™ to their account*. This could improve your credit rating. All you need to do is select the option in your Members Area and ensure you pay the £9.95 monthly fee. Once you have successfully repaid the first 3 months, we will from then report to the credit reference agencies!

How to Activate your card

Follow our step by step guide how to activate your Cashplus Debit Card.

Start activating card

First, decide which method you wish to activate your card by:

Web Call

Alternatively, view our video how to activate your card.

Activating by web

  1. Go to
  2. Select “Register” or “Register for Members Area”
  3. Fill in your card details along with your postcode, date of Birth and Security code – the security code is the one you selected when you applied. (If you can’t remember it, don’t worry! you will need to select “Forgotten Security Code” on the left of the page:
  4. Select “Next” at the bottom on the right:
  5. Select a username and Password and select “Next”and then on the next screen select “Finish”:
  6. You are now registered but need to complete one more step to Activate your card! See the option on the left of the screen which says “Activate Card” and input your card details (beginning 5404) and then you are activated!

Activating by phone call and getting your PIN – call charges apply**

  1. Call 0330 024 0924**
  2. Select option 2
  3. Enter your 16 digit card number which begins “5404”
  4. Enter the 4 digit expiry date printed on the front of your card
  5. Enter your date of birth in 6 digits so for example 28th February 1985 is 280285
  6. Select option 2 to get your PIN number and enter your Security code (the one set up when you applied).
  7. You are given 2 options here… Select option 1 to get your code sent by SMS to the mobile number we have on record for you or option 2. If option 2, the PIN will be sent via post which will arrive in a few days.

How to apply

Applying for an Cashplus current account is quick and easy.

Pay Monthly

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Simply select the tariff that best suits you, input your details in to the 3 stage application and, subject to terms, you will receive your own account number and sort code instantly and personalised icount card within 3-5 working days.

If for whatever reason we cannot verify you, we will let you know what you need to do.

What does icount cost?

Check out the fees associated with icount.
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Updated on 2020-11-23T19:02:18+01:00, by Alex Moss.