The Cashplus account is available on two tariffs – Pay Monthly Deluxe or apply for a business account Business Account.
Card Fees
The information contained in this section summarises key product features and is not intended to replace any terms and conditions.
On Application
Card issue fee: £4.95 (£5.00 if paying by SMS)
Additional Card and replacement card fee: £5.95
Minimum amount of initial load: £10
Usage restrictions: Main cardholder must be 18 or over, additional cardholders must be 13 or over.
Account Limits
Total Access
Maximum load: £5000
Maximum card balance: £5000
Maximum ATM withdrawal per day: £500
Cashplus Deluxe
£9.95
per month
per month
- Transaction fee for UK purchases in Sterling
FREE - ATM cash withdrawal fee
FREE ATM withdrawal in the UK
£3.00 per ATM withdrawal outside the UK
When you make a withdrawal at an ATM, you may also be subject to applicable fees, surcharge rules and regulations of the relevant ATM, or other financial institution or association. - Service Fee
£9.95 monthly management fee (includes all card purchases, bill payments and standing orders) deducted on the monthly anniversary of card activation.
- Additional card, replacement or renewal
Up to £5.95 - Balance Enquiry
Via Telephone – calls cost 10p per minute from a BT landline.Via SMS – Each text costs your usual network tariff plus 25p which will be charged to your mobile phone.Online – Free, although internet service charges may apply. - Top Up Fee
By Bank Transfer / Wage Transfer* – FREE
By Post Office – Loads up to £1,000 in a calendar month – No fee. On the total amount loaded over £1,000 in a calendar month – up to 0.25% fee will apply
By Cashplus retail outlets – Loads up to £1,000 in a calendar month – No fee. On the total amount loaded over £1,000 in a calendar month – up to 0.25% fee will apply
By Epay – £3, plus on the total amount loaded over £1,000 in calendar month – up to 0.25% fee will apply - Other Fees
Account maintenance fee after 120 days card inactivity – up to £5.95
Cancellation fee where applicable (for refund of cash value in the Account) – £10
Direct Debit Rejected Payment fee (maximum charge per month) – £15.00 (£30.00)
Printed statement copy fee – £10.00
- Transaction fee for UK purchases in Sterling
Cashplus Business Account
£69 annually
- Transaction fee for UK purchases in Sterling
FREE - ATM cash withdrawal fee
£2.00 per ATM withdrawal in the UK
£3.00 per ATM withdrawal outside the UK
When you make a withdrawal at an ATM, you may also be subject to applicable fees, surcharge rules and regulations of the relevant ATM, or other financial institution or association. - Service Fee
FREE - Additional card, replacement or renewal
Up to £5.95 - Balance Enquiry
Via Telephone – calls cost 10p per minute from a BT landline.Via SMS – Each text costs your usual network tariff plus 25p which will be charged to your mobile phone.Online – Free, although internet service charges may apply. - Top Up Fee
By Bank Transfer / Wage Transfer* – FREE
By Post Office – 0.3%
- Other Fees
Account maintenance fee after 120 days card inactivity – up to £5.95
Cancellation fee where applicable (for refund of cash value in the Account) – £10
Direct Debit Rejected Payment fee (maximum charge per month) – £15.00 (£30.00)
Printed statement copy fee – £10.00 - Some financial institutions or associations, or paying-in outlets may charge additional fees. Please check at the time you withdraw or pay into your account.
- Transaction fee for UK purchases in Sterling
*Only available for Total Account holders on both Pay Monthly and Pay As You Go price plans.
