Best budgeting apps

The best budgeting apps for taking care of your finances in 2018

With the new year almost upon us, it’s time to think about how you’ll be changing your financial habits in 2018. If you’ve been putting off creating a monthly budget or you’re looking for new ways to save money, the new year provides the perfect opportunity to achieve your financial goals.

For those that need a helping hand, budgeting apps are the perfect tools to facilitate this change. The best budgeting apps can help you track your spending, analyse your spending habits and ultimately take control of your finances.

Read on to discover some of the best budgeting apps on the market and learn how to make the most of your money in the new year.


Cleo is an artificially intelligent bot that helps you monitor your finances and spending habits. You link Cleo to your bank account and chat to her using your Facebook messenger app, so you can check your account and transactions on the go.

This offers a different approach to looking after your money, as Cleo acts as your own personal finance assistant, using AI and your banking information to find the best solutions for you. Learn more about Cleo here.

Money Dashboard

The Money Dashboard app was voted the best personal finance app at the British Bank Awards, and it’s easy to see why.

The app combines bank-level security, an easy to use interface and colourful graphics, to make a practical financial management tool that you can take with you on the move.


Goodbudget takes the classic ‘envelope budgeting’ approach and puts it in an easy to use app. Your income is separated into your allocated budget for each category e.g. transport, groceries, meals out etc. After this, you only spend the amount in each envelope until the end of the month when your budget refreshes.  

The free Goodbudget app gives you 10 envelopes to split your spending into, whereas the paid version offers unlimited envelopes as well as a range of other features, for $6 per month.

Did you know? You can practise envelope budgeting with prepaid cards. The icount prepaid Mastercard only allows you to spend what you load on the card, making it easier to allocate budgets and restrict your spending.

Money advice from icount

Are you looking for ways to transform your finances, but you’re unsure of where to start? If so, you’re not alone.
Our range of helpful money guides provide concise, straightforward information to help you  improve your money management. Browse the selection to see how you could get your finances in order in 2018.

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