The summer holidays are nearly over, the ‘Back to School’ season is fast approaching and soon, children will be back in school.
Continue reading the "How to avoid overspending on back to school buys" »
Now that it has become a must for employers to offer the workplace pension, it’s expected that the number of people enrolling on a pension scheme will rise significantly, but are they aware of their options when it comes to retiring?
Continue reading the "Pension Freedoms: Are you putting your future at risk?" »
Even the greatest of business ideas need some financial backing behind them in order to kick start operations. Whilst for some it takes the smallest of funding to get things running (read all about The Cambridge Satchel Company’s budget of £600!), others will require significantly more to see the business succeed.
Continue reading the "How you can become a great candidate for business finance" »
Falling into debt is an uncomfortable time for many, particularly when the debt equates to a large sum of money. Thinking of how you are going to pay the debt back can play on your mind, as well as the impact it could have on your credit rating.
Continue reading the "Different debts and how they can affect your credit score" »
With the kids off school for a whole 6 weeks, the summer holidays can start to get expensive. Trying to think of affordable, yet fun and exciting things to do as a family can be tiring and no one wants a restrictive budget to ruin your time together.
Continue reading the "Making the most of the summer holidays on a budget" »
Having your application for a credit card declined can be a frustrating experience, however, this doesn’t have to mean the end of the world when it comes to applying for lines of credit.
Continue reading the "Application for a credit card declined? Here’s what you should do next." »
A prepaid business account and card offers a convenient and secure alternative to paying cash or using a credit or debit card. These business prepaid cards are loaded with money in advance to make payments, withdraw cash from ATMs or make direct purchases, just as you would with debit or credit card. Unlike your standard business credit card, you can only spend the amount that is on the card, perfect for budgeting.
Continue reading the "4 things small businesses should have in order before applying for a prepaid business account" »
In our pre-election post, we looked into how your personal finances could be affected by the General Election 2017, depending on which party the UK decided to govern the country. It certainly was an intense election, with the Conservatives feeling the shock of losing their majority and the Labour party dramatically rising in popularity.
Continue reading the "Personal finance expectations from the General Election 2017 result" »
You may be thinking about finally opening a business bank account for your small business or startup, to help keep your business finances separate from your personal finances. This can often be a difficult decision to make and you may be wondering what implications having separate business finances will have on your personal credit.
Continue reading the "Will a business bank account affect my personal credit history?" »
Theresa May’s announcement to hold a snap general election this year came as quite a surprise to many, forcing each of the political parties to gather their plans and present their manifestos to the public.
Continue reading the "How could the general election affect your money?" »