Dreams of starting your very own business can be an exciting prospect and there are many like-minded people who share the same aspirations as yourself. However for some, there are a number of difficulties that seem to stand in their way.

In just a couple of months time, families from all over the country will be jet setting away on their summer holidays, to spend some quality time with one another somewhere in the sun. Yet amidst all the excitement of a holiday approaching, it seems that many families either forget to organise their holiday budget during the run-up or simply fail to stick to it when the holiday arrives.