What type of spender are you?

No two people will have the same approach to managing their finances, and add redundancy, overspending, divorce or illness into the mix, this can often lead to money problems, including debt.

Whether you’re the kind of spender who meticulously plans their spending down to the last penny, or more of a spend now, worry about it later kind of person, we’re not here to tell you that the way you manage your spending is right or wrong. We’re here to help you control that spending and budget effectively.

Changing your bank account

When looking to improve the way you budget and manage your finances, you may need to change your bank account.
icount offers an account that could assist you with your money management and teach you the art of budgeting, skills which could put you in a better position to manage your finances and avoid getting into difficulty.

Whether your debt level is low or high, or whether you are an undischarged bankrupt, icount offers the solution to your problems.

Control your spending

The icount card is a prepaid facility, in that you can only spend what you load onto the card –  there’s no risk of becoming overdrawn and incurring high overdraft fees. We do however offer a facility called i-draft

Read more about the icount prepaid card account here.

You can also login to your Members Area and view your transactions. Being able to keep tabs on your spending is the first step towards budgeting and identifying where any problem spending occurs.

This information will allow you to take a step back and if necessary, make those vital changes to put you back on the road of financial capability.

More information on how to budget your money here

Many providers give special discounts for paying by Direct Debit so why lose out, we offer a Direct Debit that is twice as good as anyone else!

You can even pay for mobile phone contracts or rent direct from your account with us whether it be by one off card payment, standing order or Direct Debit.

If you need help paying bills

Many providers give special discounts for paying by Direct Debit, so why lose out? Recurring direct debit payments with many providers such as gas and electricity, or mobile phone contracts offer a discount for paying by direct debit. This also takes away the need to remember to pay each month as the money is requested automatically.

You can even pay mobile phone contracts or rent direct from your account with us, whether it be by one off card payment, standing order or Direct Debit. By doing this, you’re demonstrating good and regular payment habits, which can go some way to improving your credit score – ideal if you’re looking to apply for any lines of credit in the future.

Improve credit profile and credit score

Yes! An alternative to a high APR credit card, we have a facility that could improve your credit rating  (0%APR Representative) via Creditbuilder™. More information on your Creditbuilder facility is available here.

Yes! An alternative to a high APR credit card, we have a facility that could improve your credit rating  (0%APR Representative) via Creditbuilder

If you’re trying to improve your credit score, take a look at our guide to help you understand what a credit score is and how you could boost your score.

Get cashback & exclusive rewards when you shop online with icount.

Pay for your essential and everyday bills with icount whether online, in store or over the phone.

If you’re looking for mortgage arrears help, look no further. We've provided our expert advice on how to deal with mortgage arrears in this money guide.

Recently arrived to the UK and unable to open a bank account? Try icount as an alternative.

You can download your transactions and submit for your work expenses...and apply for a business account.

Hit Apply Now

Hit Apply Now

Hit the 'Apply Now' button to be taken to the application form.

Make the most of your family finances by using prepaid cards for children. Learn how to teach kids how to budget with the help of a prepaid card.

icount is a great alternative to a mainstream bank account and you are guaranteed to be accepted.*

If you’ve been refused a bank account, not to worry! Read our latest money guide to find out why a prepaid card is the best alternative to a bank account.

Struggling to open a bank account due to debt problems? We can help.

Whether for personal budgeting or household money sharing. Keep on track with icount.

Whether you’re going on a gap year, a work trip or the trip of a lifetime, a prepaid card is perfect for managing your money whilst abroad.

The first step to managing your money effectively in retirement is to work out exactly how much income you’ll be receiving each month from your pension. Read on to find out how to calculate what your income will be.

Is it time for you to open a new bank account? Our guide explains how to take your time to find the best option for you.

The process of applying for a high street bank account can often be lengthy and somewhat confusing, this guide will explain how to get a bank account, instantly.

If you’re looking to apply for Universal Credit or just want to learn more about it, take a look at our guide to Universal Credit, explained simply and easily.

If you have an IVA or you’re considering applying for one, take a look at our guide to see how it will impact your credit file and financial health.

Complete the Application Form

Complete the Application Form

Complete the quick application form to get your icount prepaid Mastercard®. Once we verify your name and address the card is yours!

Shop online or in store wherever you see the MasterCard Acceptance Mark for those everyday purchases.

Running short on funds? Apply for an iDraft of up to £250 to prevent bills mounting up

If you’re thinking about switching bank accounts, read all about the icount current account with prepaid card and how easy it is to switch your current account.


Safeguarding you against the unexpected, all accounts come with FREE purchase protection.

Get Your Card

Get Your Card

Start enjoying your new card within 3-5 working days.

Add the award winning Creditbuilder facility to your Pay Monthly account - 0% APR Representative.

Finding the perfect bank account isn’t easy, our guide could help you decide what kind of bank account is right for you.

If you’re looking to get your finances back on track and cut costs, this guide will show you how to save money with the help of an icount current account with prepaid card!

If you’re unsure of the difference between prepaid cards vs credit cards and debit cards, read our guide to learn more about these financial products.

Students benefit considerably by utilising icount, paving the way for healthy money management.

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Control your spending and manage your finances with iCount

Updated on 2017-07-07T12:44:19+00:00, by Alex Moss.